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In 1956, a group of Birmingham city employees recognized the city’s dedicated workers needed affordable, reliable financial services. On the eighth floor of City Hall, they founded what is now known as Birmingham City Credit Union. Like all credit unions, Birmingham City Credit Union is owned by its members, and every member has equal voting power to choose the credit union’s board members.

Now located at 2725 35th Ave N Birmingham, AL 35207 in downtown Birmingham, the credit union’s mission is simple: help the hard working people of our city save money and reach their financial goals. It achieves this goal every day by providing affordable checking accounts and savings programs, as well as loans of all kinds with great rates and payments that fit members’ budgets. Birmingham City Credit Union also offers confidential credit reviews and counseling at no cost to members.

This is your city, and we are your credit union!


Membership in Birmingham City Credit Union is open to city employees and their immediate family members, including spouse, dependent children and grandchildren, who are not eligible for membership in the city’s Fire Credit Union or the Police Credit Union.

Once a member, you will always be a member! That means you’ll always have access to affordable loans at great rates, exclusive checking and savings programs, and confidential credit counseling.

Joining Birmingham City Credit Union is easy and gives you immediate access to a dedicated team of professionals who are committed to helping you reach your financial goals. Become a member today!

In accordance with federal laws and US Department of the Treasury policy, Birmingham City Credit Union is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability.  For more information on this, or for information on how to file a complaint please click here.

Birmingham City Credit Union is committed to providing reasonable accommodations to residents with Limited English Proficiency (LEP) to the extent required by federal law.  To view a copy of our Language Assistance Plan, please click here.


Birmingham City Credit Union is governed by a Board of Directors and a Supervisory Committee who are elected by the membership for a three-year term. Loans are made to the membership at the discretion of a Loan Committee who is appointed by the Board of Directors.