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Skip any two payments!

Need extra cash for the holidays? Skip up to two of your November or December bi-weekly loan payment(s) or one of your monthly loan payments for a small $20 fee per loan.* Apply easily by phone and sign documents conveniently by email. Talk to a Member Service Representative today!

*Membership eligibility required. Limited-time offer and subject to withdrawal or change at any time. Skip a payment valid for BCCU loans originated more than 6 months prior. The terms and conditions of your loan agreement will apply except that there will not be any payment required for approved requests during the deferral period set forth in this agreement. Thereafter, you must make your regular scheduled payments. Finance charges will continue to accrue during the deferral period resulting in payment of higher finance charges and an extension of the original loan term. If you purchased GAP coverage with your loan, payment of claims may be affected. Membership in good standing required. Holiday Loans not eligible for skipped payments. All loans subject to approval based on credit. APR = Annual Percentage Rate.

SecurLOCK replaces My Mobile Money on October 19th

In an effort to keep up with the latest fraud protection available, BCCU’s My Mobile Money app will be replaced with SecurLOCK Equip. Your current My Mobile Money app will no longer be active beginning October 19th, so be sure to download the SecurLOCK Equip app.

SecurLOCK Equip is very similar to My Mobile Money, as it is an easy-to-use mobile app that puts the power to protect your debit cards in your hands. It is available to all participating cardholders.

Benefits:

• Prevent fraud if your card is lost or stolen by turning your card off from your phone.
• Control spending by setting limits on withdrawals or transactions.
• Customize spending ability of online, mobile or in-store purchases.
• Set alert notifications for each time a transaction is made.
• Block international or out-of-area transactions.

Start using the app in two easy steps:

1. Download the SecurLOCK Equip app from the Google Play^TM store or the App Store^®
2. Follow the steps to connect your BCCU debit cards.

Talk to a Member Service Representative if you have any questions.

Affected by furloughs?

If you’re a BCCU member affected by the recent city employment furloughs, please email CPlayer@bhamcitycu.org so we can assess your needs. Know that your credit union team and board of directors are researching all options to assist you during this time. As always, we’re here for you and we’re #InThisTogether.

In-Branch Service Safety Guidelines

Please keep these specific guidelines in place when you visit the branch. If you need an in-depth, confidential conversation, we’ll be happy to do that over the phone.

Branch open: Monday- Friday 8:00 am to 4:00 pm

• 4 persons maximum allowed in lobby
• Restrooms and office areas not available
• Confidential discussions by phone only

Remember: Our digital tools and other self-service account access tools are available 24/7!  You can access Birmingham City Credit Union on-line at www.bhamcu.org or via our voice response at 205-583-1139.  You can also use your BCCU debit card surcharge free at any Money Pass ATM or at one of our 4 ATM locations.  To find a Money Pass ATM please visit www.moneypass.com . 

We’re looking forward to serving everyone safely!