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Easy Money Savings Challenge!

Step 1.  SAVE MONEY in an Easy Money Savings Account at BCCU. Open one with just $25 and we’ll even match your first deposit now through June 30th!*

Step 2.  WIN MONEY in monthly and quarterly drawings!* Every $25 you save in your Easy Money Savings Account earns you one entry. Multiple winners each drawing!

  • Three $50 winners each month
  • Two $100 winners each month
  • Three $250 winners each quarter
  • Two $500 winners each quarter
  • One $1,000 winner each quarter

PLUS, Earn additional drawing entries by setting up direct deposit or referring a new BCCU member!

Talk to a Member Service Representative for full details.

Vacation Loans

Need to Get Away?  Whether it’s across town or across the country, get away from it all with a hassle-free Vacation Loan- May 8th through June 30th!*

  • No Credit Check
  • 6 month term
  • Payments via payroll deduction available

All you need:

  • Proof of income for the last 30 days
  • BCCU member in good standing for 6 months for loans up to $1000, 12 months for loans up to $1500.
  • Complete the attached application here.

18% APR, $35.00 loan application fee

Loan Amount Bi-Weekly Payment Monthly Payment
$500.00 $45.00 $98.00
$800.00 $70.00 $152.00
$1000.00 $86.00 $187.00
$1500.00 $126.00 $274.00

Note: If you currently have a Holiday Loan balance, the amount of your Vacation Loan application will be used to pay that balance, and the remainder will go to you.  Special consideration will be made with a credit check for a possible lower APR of 10%-18% with loan committee approval.  Offer valid for BCCU members in good standing.  Not valid for active Bankruptcy cases.  Credit Disability and Life insurance available.  APR= Annual Percentage Rate.  Subject to change without notice.  All loans subject to approval based on credit.

Credit Cards

Birmingham City Credit Union has partnered with LSC to offer a credit card option for our members.  Please visit the website below for more information or to apply.  Make sure you mark that you are a member of Birmingham City Credit Union on the application.


Applying for Credit Card


Managing Credit Card Account


Rewards Program


Toll Free Customer Service (M-F) 8:30 – 4:30pm CST 888-415-6154

(After Hours Customer Service) 800-615-1161

24/7 Lost Stolen Reporting 866-604-0381 or 727-570-4881

How to Navigate Classes

Birmingham City Credit Union is proud to announce a series of classes we will be hosting.  How to Navigate classes will be held on  Wednesdays from 11:30 AM to 12:30 PM as lunch and learns to help us help you navigate through life events.  They will be in person classes and held at the Credit Union office location at 2725 35th Ave N, Birmingham, AL 35207.  The classes will be as follows:

  • June 7th- How to Navigate Housing
  • June 14th- How to Navigate Medicare (Repeat Class)
  • June 28th – How to Navigate Your Credit (Repeat Class)
  • July 12th- How to Navigate Estate Planning (Repeat Class)
  • July 19th- How to Navigate Life (Repeat Class)
  • July 26th- How to Navigate Healthy Food (Repeat Class)

For more information on the classes or to register, please email cplayer@bhamcitycu.org or follow us on Facebook.  More classes will be added in the near future.

Have you tried our new mobile app?

Download our mobile banking app to access your account from anywhere.

Just visit the App Store on your Apple or Google Play on your Android device.

We want to say YES to you!

You deserve a great checking account – even if you’ve been turned down for one in the past. Get the convenience and purchasing power you deserve, including a VISA debit card, without all the heavy fees banks charge. Find out more here.


Office Hours

Main Branch

Monday - Friday 8:00 am - 4:00 pm 

Closed all City holidays

2725 35th Ave North
Birmingham AL 35207

Call Us at: (205) 583-4654

Lost or Stolen Visa Debit Card
1-(888) 263-3370

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