2725 35th Ave North, Birmingham, AL 35207 • (205) 583-4654
Online Banking
Online Banking

Our Mission is Simple:

Help the hard working people of our city save money and reach their financial goals.

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Hassle-free Vacation Loans

Need to recharge? Get the recharge you need without breaking your budget! Apply for a hassle-free Vacation Loan, May 27th through July 2nd!*

Download the application here.

  • No credit check
  • 6-month term
  • Payments via payroll deduction available

All you need:

  • Proof of income for the last 30 days
  • BCCU member in good standing for 6 months for loans up to $500, 12 months for loans up to $1,000, and 18 months for loans up to $1,500

*Offer valid for BCCU members in good standing. Not valid for active bankruptcy cases. Credit Disability and Life Insurance available on Vacation Loans. At least one direct deposit per month required. This loan opportunity prioritizes members with full direct deposit, but other loan opportunities are availalbe to members with less of a relationship with BCCU. APR = Annual Percentage Rate. Subject to change without notice. All loans subject to approval based on credit.

Suspended Driver’s License Loan Program

With a low cost loan to pay your unpaid fines and fees keeping you from driving, BCCU can help you drive again with its Suspended Driver’s License Loan Program.

  • Minimum of $200 and up to $3,000*
  • Rate of 14.0% APY*
  • No minimum credit score required to qualify
  • FREE financial coaching prior to and after getting the loan
  • Payment sent directly to cover unpaid fines or fees

*Membership eligibility required. All loans subject to approval based on credit. All financial coaching sessions are at no cost. Must complete application and provide income verification. Payment will be made directly to fine or fee owed in order to reinstate license, statement or documentation with amount owed and where to send payment will be required. APY = Annual Percentage Yield. Credit Life and Credit Disability Insurance available. Subject to change without notice.

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