Need extra cash for the holidays? Skip up to two of your November or December bi-weekly loan payment(s) or one of your monthly loan payments for a small $20 fee per loan.* Apply easily by phone and sign documents conveniently by email. Talk to a Member Service Representative today!
*Membership eligibility required. Limited-time offer and subject to withdrawal or change at any time. Skip a payment valid for BCCU loans originated more than 6 months prior. The terms and conditions of your loan agreement will apply except that there will not be any payment required for approved requests during the deferral period set forth in this agreement. Thereafter, you must make your regular scheduled payments. Finance charges will continue to accrue during the deferral period resulting in payment of higher finance charges and an extension of the original loan term. If you purchased GAP coverage with your loan, payment of claims may be affected. Membership in good standing required. Holiday Loans not eligible for skipped payments. All loans subject to approval based on credit. APR = Annual Percentage Rate.
In an effort to keep up with the latest fraud protection available, BCCU’s My Mobile Money app will be replaced with SecurLOCK Equip. Your current My Mobile Money app will no longer be active beginning October 19th, so be sure to download the SecurLOCK Equip app.
SecurLOCK Equip is very similar to My Mobile Money, as it is an easy-to-use mobile app that puts the power to protect your debit cards in your hands. It is available to all participating cardholders.
Start using the app in two easy steps:
Talk to a Member Service Representative if you have any questions.
If you’re a BCCU member affected by the recent city employment furloughs, please email CPlayer@bhamcitycu.org so we can assess your needs. Know that your credit union team and board of directors are researching all options to assist you during this time. As always, we’re here for you and we’re #InThisTogether.
Please keep these specific guidelines in place when you visit the branch. If you need an in-depth, confidential conversation, we’ll be happy to do that over the phone.
Branch open: Monday- Friday 8:00 am to 4:00 pm
Remember: Our digital tools and other self-service account access tools are available 24/7! You can access Birmingham City Credit Union on-line at www.bhamcu.org or via our voice response at 205-583-1139. You can also use your BCCU debit card surcharge free at any Money Pass ATM or at one of our 4 ATM locations. To find a Money Pass ATM please visit www.moneypass.com .
We’re looking forward to serving everyone safely!
You deserve a great checking account – even if you’ve been turned down for one in the past. Get the convenience and purchasing power you deserve, including a VISA debit card, without all the heavy fees banks charge. Find out more here.
Monday - Friday 8:00 am - 4:00 pm
Closed all City holidays
708 N 17th Street
Birmingham AL 35203
Call Us at: (205) 583-4654
Lost or Stolen Visa Debit Card