2725 35th Ave North, Birmingham, AL 35207 (205) 583-4654

We will be closed on Monday, November 11 in observance of Veterans Day.

Accounts

We offer Checking with Debit Card, Savings, and a variety of Investment Accounts!

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See also: Checking : : Savings

Investment Accounts


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All of your credit union accounts are insured with NCUA up to at least $250,000.

Certificates of Deposit (CDs)

CDs earn fixed rates and are backed by the NCUA. Simply choose your term, then lock in your rate and watch your investment grow.


Individual Retirement Accounts (IRAs)

Let us help you plan for retirement with our new Traditional and Roth IRAs. With affordable minimum deposits, tax-deductible contributions and tax-deferred earnings,* IRAs are an important part of any retirement plan. Talk to a Member Service Representative today and take control of your retirement.

Traditional IRA:

  • No income limits to open
  • No minimum contribution in any year
  • Contributions are tax deductible on state and federal income tax*
  • Earnings are tax deferred until withdrawal
  • Withdrawals can begin at age 59½
  • Early withdrawals subject to penalty*
  • Mandatory withdrawals begin at age 73

Roth IRA:

  • Income limits to be eligible to open
  • Contributions are not tax deductible
  • Earnings are 100% tax free at withdrawal*
  • Principal contributions can be withdrawn without penalty*
  • Withdrawals on interest can begin at age 59½
  • Early withdrawals on interest subject to penalty*
  • No mandatory distribution age
  • No age limit on making contributions as long as you have earned income