Services

Products and services to make your life easier

See also: Savings : : Checking : : Investments : : Loans

Products and Services

ATMs

You can access cash with your BCCU Debit card at ATMs throughout the Magic City, including the Credit Union’s Office, City Hall, Municipal Court and the Birmingham Crossplex. Away from home? You can perform transactions at any MoneyPass ATM across the country.

Search for ATM Locations

Make Loan Payments using your Debit Card

Make payments on your BCCU auto, mortgage or personal loans using your debit card from another bank or credit union online.

Click here to begin. After you choose your login type, you’ll receive final instructions by email. Then you can select the loan(s) you’d like to pay and submit payments one at a time. You can even securely save your information to make future payments faster. Payments will be posted to the account(s) at the end of business each day if received by 3:00 pm; otherwise they’ll be posted the next business day.

The vendor assesses a convenience fee of $5.95 for each payment.

Control your Debit Card and Prevent Fraud

Manage your debit card’s activity through our mobile app! Receive notifications whenever a purchase is made with your debit card, allowing you to monitor activity in real-time, or temporarily disable your card if needed, all from your smartphone, providing an extra layer of security against fraudulent use.

Need an easy video tutorial on our app? Visit https://youtu.be/pwP01Z8jinQ

Payroll Deduction

Never miss a loan payment again, or save money for something special using payroll deduction. Just designate a portion of your paycheck to be deposited into different accounts or pay back loans automatically. It’s convenient, safe and smart.

Notary Services

A notary public is a licensed witness for the signature of items such as contracts, wills, and other documents. Birmingham City Credit Union provides this service for members at no cost during normal business hours. To have a document notarized, make sure that the document is unsigned and all signers bring photo identification such as a valid driver’s license.

Telephone Account Management

Use our automated phone access system to manage your accounts anytime.

Check account balances
See if a check has cleared
Transfer funds
Make loan payments
Available 24/7

To access: Call 205-583-1139

Direct Deposit

Your paycheck, Social Security check, pension or government payment can be electronically deposited directly into your credit union account. Direct deposit is the safest way to receive your paycheck – it makes your money available sooner, and you’ll never have to worry about a lost or stolen check

Need to Change Your Address?

Download the Address Change Form and bring it to the branch.

Address Change Form