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Services to Make Your Life Easier

Make Loan Payments using your Debit Card

Make a payment today on your BCCU auto, mortgage or personal loan using your debit card from another bank or credit union – from wherever you are. We’re now accepting loan payments using your debit card by phone. Avoid the hassle of snail-mailing a check, late payments or making an extra trip to the credit union – just give us a call during normal business hours. It’s easy and secure. A convenience fee of $5.95 is assessed for each payment.



You can access cash with your BCCU Debit card at ATMs throughout the Magic City, including the Credit Union’s Office, City Hall, Municipal Court and the Birmingham Crossplex.  Away from home? You can perform transactions at any MoneyPass ATM across the country. Search for a location near you here.

SecurLOCK Equip debit card protection

Protect your BCCU debit card with these features:
•   Prevent fraud if your card is lost or stolen by turning your card off from your phone.
•   Control spending by setting limits on withdrawals or transactions.
•   Customize spending ability of online, mobile or in-store purchases.
•   Set alert notifications for each time a transaction is made.
•   Block international or out-of-area transactions.
Download the SecurLOCK Equip app from the Google PlayTM store or the App Store® today!

MagiCall Telephone Account Management

Use our automated phone access system to manage your accounts anytime.

  • Check account balances
  • See if a check has cleared
  • Transfer funds
  • Make loan payments
  • Available 24/7

Access MagiCall anytime: 205-583-1139


Direct Deposit

Your paycheck, Social Security check, pension or government payment can be electronically deposited directly into your credit union account. Direct deposit is the safest way to receive your paycheck – it makes your money available sooner, and you’ll never have to worry about a lost or stolen check.


Payroll Deduction

Never miss a loan payment again, or save money for something special using payroll deduction. Just designate a portion of your paycheck to be deposited into different accounts or pay back loans automatically. It’s convenient, safe and smart.


Notary Services

A notary public is a licensed witness for the signature of items such as contracts, wills, and other documents. Birmingham City Credit Union provides this service for members at no cost during normal business hours. To have a document notarized, make sure that the document is unsigned and all signers bring photo identification such as a valid driver’s license.


Need to Change Your Address?

Download the Address Change Form and bring it to the branch.