2725 35th Ave North, Birmingham, AL 35207 (205) 583-4654

We will be closed on Monday, November 11 in observance of Veterans Day.

Our Mission is Simple:

Help the hard working people of our city save money and reach their financial goals.

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Claim Your No-cost AD&D Insurance

BCCU’s new Lifeline Instant Line of Credit is an affordable solution for unexpected expenses. Accessible 24/7 through our Home Banking App, this flexible line of credit ensures quick, convenient financial relief whenever it’s needed.

  • Transfer funds instantly, whenever you need them, using our Home Banking App
  • Minimum of $200 and up to $1,000
  • Rates as low as 8.99%
  • Affordable payments of $10 per $100 borrowed, conveniently auto-transferred from your checking or savings account
  • Perfect for unexpected expenses like home or auto repairs, last-minute travel needs, and more!

*Membership eligibility required. BCCU checking account required. All loans subject to approval based on credit. Mobile app download and usage required. Rate may be from 8.99% up to 14% APY. APY = Annual Percentage Yield. Credit Life and Credit Disability Insurance available. Subject to change without notice.

Suspended Driver’s License Loan Program

With a low cost loan to pay your unpaid fines and fees keeping you from driving, BCCU can help you drive again with its Suspended Driver’s License Loan Program.

  • Minimum of $200 and up to $3,000*
  • Rate of 14.0% APY*
  • No minimum credit score required to qualify
  • FREE financial coaching prior to and after getting the loan
  • Payment sent directly to cover unpaid fines or fees

*Membership eligibility required. All loans subject to approval based on credit. All financial coaching sessions are at no cost. Must complete application and provide income verification. Payment will be made directly to fine or fee owed in order to reinstate license, statement or documentation with amount owed and where to send payment will be required. APY = Annual Percentage Yield. Credit Life and Credit Disability Insurance available. Subject to change without notice.