2725 35th Ave North, Birmingham, AL 35207 (205) 583-4654

Our Mission is Simple:

Help the hard working people of our city save money and reach their financial goals.

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Checking Accounts

You deserve a great checking account – even if you’ve been turned down for one in the past. Get the convenience and purchasing power you deserve, including a VISA debit card, without all the heavy fees banks charge.

  • No minimum deposit to open
  • Free online services
  • Free instant-issue VISA debit card — no waiting for your card to arrive in the mail!
  • Overdraft protection is available with credit approval
  • No monthly fee with e-statements; $3.00/month without e-statements
  • Direct deposit
  • Unlimited check writing capabilities

Apple Pay and Google Pay are available for use
with all BCCU debit cards.

Suspended Driver’s License Loan Program

With a low cost loan to pay your unpaid fines and fees keeping you from driving, BCCU can help you drive again with its Suspended Driver’s License Loan Program.

  • Minimum of $200 and up to $3,000*
  • Rate of 14.0% APY*
  • No minimum credit score required to qualify
  • FREE financial coaching prior to and after getting the loan
  • Payment sent directly to cover unpaid fines or fees

*Membership eligibility required. All loans subject to approval based on credit. All financial coaching sessions are at no cost. Must complete application and provide income verification. Payment will be made directly to fine or fee owed in order to reinstate license, statement or documentation with amount owed and where to send payment will be required. APY = Annual Percentage Yield. Credit Life and Credit Disability Insurance available. Subject to change without notice.