What’s a core data processor conversion?

Like most businesses, BCCU relies on secure data processing technology. In order to give you the best and safest service possible, we’re upgrading this technology. This upgrade will allow us to provide service center transactions, and offer convenience services like being able to deposit checks from your phone. We’ll also be able to process loan applications faster and you’ll receive ACH transactions earlier, giving you quicker access to your funds. Here’s a checklist of how you can help make this transition successful:

• Update all your personal contact information so you can stay informed. THIS IS ESSENTIAL. DO IT TODAY!
• Mark your calendar that we will be closed on September 23rd for employee training.
• Download your e-statements from Homebanking or your history from our app before October 15th. These will no longer be available after 2:00 pm on October 31st.
• Get cash to use for transactions during the conversion dates. We will be closed November 1st and reopen at 10:00 am on November 4th.
• Reset your scheduled payments in the new app.

Contact us if you have problems or questions!

LifeLine Instant Line of Credit

BCCU’s new Lifeline Instant Line of Credit is an affordable solution for unexpected expenses. Accessible 24/7 through our HomeBanking App, this flexible line of credit ensures quick, convenient financial relief whenever it’s needed.

• Transfer funds instantly, whenever you need them, using our HomeBanking App
• Minimum of $200 and up to $1,000*
• Rates as low as 8.99%*
• Affordable payments of $10 per $100 borrowed, conveniently auto-transferred from your checking or savings account
• Perfect for unexpected expenses like home or auto repairs, last-minute travel needs, and more!

*Membership eligibility required. BCCU checking account required. All loans subject to approval based on credit. Mobile app download and usage required. Rate may be from 8.99% up to 14% APY. APY = Annual Percentage Yield. Credit Life and Credit Disability Insurance available. Subject to change without notice.

Suspended Driver’s License Loan Program

With a low cost loan to pay your unpaid fines and fees keeping you from driving, BCCU can help you drive again with its Suspended Driver’s License Loan Program.

• Minimum of $200 and up to $3,000*
• Rate of 14.0% APY*
• No minimum credit score required to qualify
• FREE financial coaching prior to and after getting the loan
• Payment sent directly to cover unpaid fines or fees

*Membership eligibility required. All loans subject to approval based on credit. All financial coaching sessions are at no cost. Must complete application and provide income verification. Payment will be made directly to fine or fee owed in order to reinstate license, statement or documentation with amount owed and where to send payment will be required. APY = Annual Percentage Yield. Credit Life and Credit Disability Insurance available. Subject to change without notice.